Last Updated: August 22 2026
What E.&O. insurance coverage is available for Ontario paralegals through Zensurance with the Ontario Paralegal Association?
Zensurance, together with the Ontario Paralegal Association, offers mandatory E.&O. / Professional Liability for members with a $1,000,000 limit per claim, $2,000,000 annual aggregate, and a $1,000 deductible, with options to add Commercial General Liability (C.G.L.) and higher limits available on request. If you have qualifying student coverage needs, there is also E.&O. for students with a $100,000 limit per claim and annual aggregate and a $1,000 deductible. Pricing and eligibility can vary by business activities and revenue, and some services are not included in the base policy, so confirm details by applying with Ontario Paralegal Association or calling (905) 482-4921 for an Ontario-ready quote.
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Insurance Coverage for Paralegals
Introduction: Zensurance has teamed up with the Ontario Paralegal Association (OPA) to offer a simple, comprehensive, and affordable insurance package for its members. Designed specifically for paralegals, this insurance package ensures that members receive the essential coverage they need, with options to enhance their protection through optional add-ons.
Note: Please contact Ontario Paralegal Association by phone at: (905) 482-4921 to discuss any specific questions that you may have.
The program's main goal is to provide peace of mind at an affordable price, allowing paralegals to focus on what they do best—serving their clients.
| Coverage Type | Limit per Claim | Annual Aggregate | Deductible | Annual Price (plus applicable tax) |
|---|---|---|---|---|
| Mandatory Coverage | ||||
| E.&O. / Professional Liability** | $1,000,000 | $2,000,000 | $1,000 | $560 |
| E.&O. / Professional Liability for Students | $100,000 | $100,000 | $1,000 | $400 |
| Services NOT Included in Base Policy | ||||
| Immigration Consulting, Notary, Summary Criminal Offence, Refugee Law, Law Clerk, Statutory Accident Benefits, Property Assessments Some Restrictions Apply - Please Contact for Quote |
||||
| Optional Commercial General Liability Coverage | ||||
| C.G.L.** (Option 1) | $1,000,000 | $1,000,000 | $1,000 | $375 |
| C.G.L.** (Option 2) | $2,000,000 | $2,000,000 | $1,000 | $490 |
NOTE: A significant volume of online searches for “lawyers near me” or “best lawyer in” often indicates an urgent demand for effective legal assistance rather than a specific job title. In Ontario, licensed paralegals are governed by the same Law Society that regulates lawyers and are permitted to represent clients in specific litigation matters. Advocacy, legal reasoning, and procedural expertise are fundamental to this role. Ontario Paralegal Association provides legal representation within its licensed framework, focusing on strategic positioning, evidence preparation, and persuasive advocacy aimed at accomplishing efficient and advantageous outcomes for clients.